Author: Rick L.

Every parent hopes for and dreams of the day their child goes to college. However, what many aren’t looking for is the large checks that have to be written in order to make that happen. Starting a Heritage RESP Plan can be a great way to start saving money as early as you want. Since you’re allowed to put whatever you want into the account as time goes on, you’ll be able to contribute whatever you can each particular month, year after year. You’ll be amazed at just how quickly those small contributions can add up. Here are a few of the different ways in which opening an RESP can work to the advantage of you and your family starting today.

1. Have the Funding You Need When You Need It
The main problem many parents face when it comes to saving up for their child’s post-secondary education is constantly tapping into the funds they’ve been trying to accumulate. Starting a Heritage RESP will give you a secure location to place your money so that you can contribute to it whenever you can and rest easy knowing that you’ll have access to it when you need it. Stop being tempted to use that money to pay for other needs. Your child’s education is a priority and needs to be treated that way from an early age.

2. Tax Sheltered Growth
It’s true that your contributions won’t be tax-deductible, meaning you can’t use it to reduce your taxable income, but all the investment income that’s generated whilst in the Registered Education Savings Plan is tax sheltered for all the time it’s kept within the plan. This means that all the capital you invest into the plan, regardless of where it’s from, can grow tax-free. This is an incredible benefit for many parents, as this amount of money could result in tremendous amounts of taxable interest later on down the road if left in standard accounts.

3. Tax Benefits Later On
While the parents will have to pay their income taxes at the moment, they won’t have to pay taxes again when the money is taken out of the account. This responsibility will most generally fall onto the shoulders of the recipient, your child. However, because of certain tax laws, the majority of these recipients will be exempt from paying these taxes, particularly if they have no other source of stable income.

4. Government Grants
In order to encourage people to open up an registered education savings plan, the government offers incentives in the form of a wide range of different grants, some of which will offer you up to 20% for every dollar you invest in an RESP. Depending on your current financial situation, there are many different grant opportunities available for you to take advantage of, so make sure you find out where you may qualify today.
Saving up for your child’s future is an important priority. Make sure you’re giving them the best start to their adult life by investing in their post-secondary education from an early age.

Businesses are increasingly more dependent on the revenue streams that come from their online marketing campaigns and revenues. Most firms with a web presence are using visitor tracking software, usually implemented in their web analytics tool-sets to monitor their advertising campaigns performances. Several emerging technology trends are supercharging the information that marketers are able to get from their analytics tools.

This article discusses 4 technologies that are enhancing web anayltics.


  1. Big Data
    The internet is a busy place these days. Google reports processing 40,000 search requests per second, 3.5 billion searches per day, totaling to 1.2 trillion per year. Those are just raw search figures. There is also an enormous amount of multi-dimensional statistical data related to the keywords queried, users’ interactions with the pages, lead generation and conversion rates and those can be analyzed even further into highly valuable information for online advertisers.Big Data is the term used to describe these extremely large packed-with-information datasets. Having access to this huge amount of information gives marketers new ways to examine trends, their competitors and their customers’ behaviors in ways that had not previously been possible.

    Tools such as Hadoop and related utilities such as Flume, Chukwa, Hive, Mahout bring the power of Hadoop’s MapReduce technology to marketers needing to process large amounts of analytics big data.


  2. Cloud-Based Technologies
    It used to be that the investments required to purchase the hardware and software, maintenance and upgrades to perform analytics comparable to what the largest companies have access to was prohibitively high for the mid-size and smaller firms, making those technologies inaccessible to them and often having no option but to develop their own.The cloud-based industry has introduced high-end features using a pay-for-what-you-use model., Amazon Web Services, Amazon Machine Learning and Google Analytics are just a small sampling of free or price-scalable cloud solutions that allow users to customize their own easy-to-set-up data processing solutions, meeting their web analytics processing needs.

    As a web-based software solution, cloud applications can be accessed from anywhere a laptop, tablet or even a cell phone can connect to a website.


  3. Machine Learning
    Research and market study leader Forrester Marketing, estimates that Artificial Intelligence spending will triple this year and grow to a $100 billion industry by 2025.Machine learning gives online marketers a competitively advantaged source of analytics to draw from. Supervised learning, a technique where the AI software is trained to categorize data into already known sets gives marketers an extremely powerful analytical tool that provides valuable insights into aggregate marketing data.

    However, unsupervised learning, where the machine learning algorithms are trained to examine the data and find relationships that marketers don’t even know exist, increases the power of the analysis by several orders of magnitude.

    Businesses that don’t implement machine learning in their analytics can expect to be outperformed by those firms that do use AI in their marketing analysis.


  4. Prescriptive Analytics
    In their efforts to implement website visitor tracking, advertisers used to be satisfied with understanding their target demographics by their collectively shared attributes, what is referred to as descriptive analytics.In 2016, the focus shifted to predictive analytics to gain insight into trends and explore the impact of campaign changes using “what if” hypotheses.

    In 2017, the paradigm has shifted to prescriptive analytics, a heuristic for locating the best solution that should be implemented given the known set of parameters of the business problem being examined.

    IBM Watson, the Google Predictive API, Amazon Machine Learning and an ever increasing suite of more exotic high-tech tools allow online advertisers to benefit from the same technologies that are used to mine medical studies and discover new cures for cancer.

    The power of a campaign that can tune itself in real time is presently unfathomable.


Proper hard drive destruction is vital for preventing data theft. The drives are sturdier than many people believe, so people who try to do it themselves often leave their data in place for thieves. The solution is to use a series of steps to do the job properly. Here’s why it’s important.
1. Maintain the Chain of CustodyDestroying a hard drive properly requires special tools, so most people use a specialized service to do it, often from the same companies that offer secure paper shredding services. In that case, it is vital to maintain the chain of custody by leaving records each time that the drive changes hands.

This produces two major benefits. Most importantly, it ensures that nobody can steal the drive without the theft being documented for easy tracking. At a secondary level, it makes it easy to find the drive if it gets lost during transportation because the documents will narrow down the list of possible locations. Taken together, the documentation will make sure that the drive reaches its destination so that it can be destroyed.

Spearing Strength
2. Use Shearing ForceThe next step is to begin the destruction process. The data will only be destroyed beyond recovery if the drive is damaged to the point where it cannot function and cannot be repaired. One of the best ways to do that is through shearing, which is similar to shredding papers for document destruction. It takes specialized machinery to cut through the metal and interior components, but the end result is a drive that has been sliced into tiny pieces.

Crush Thoroughly
3. Crush ThoroughlyCrushing is also an acceptable way to destroy a hard drive. This method is neater than shredding the drive, but just as effective.

A hard drive relies on drive platters, magnets, and other internal components to store and access data. Simply punching a hole through the right set of components will wreck the drive and make sure that thieves cannot recover the data by taking out the storage medium and putting it in a new drive. This requires both precision and a powerful drill, so it is only possible for specialists to use it, but it will get the job done.

4. Certify the DisposalIt is important both to trust workers and to verify their success. Once a drive has been destroyed, the disposal service should produce documentation to verify that fact. It not only provides another chance for the workers to notice problems, but it also provides the original owner with valuable records. They can use that certification to make a list of the drives that they have disposed of properly, which allows them to track down any that still need to be eliminated. Good security systems run on documentation, and there is no excuse for leaving any part of the process undocumented.

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Compliance and maintaining accurate, up-to-date records are of immense importance in the aviation industry. Aviation software is designed to help make this job easier, but not all incorporate the features you need. Below are a few of the best inclusions to look for when shopping for better software options.

Certifications and Health Checks

Following all regulations and employee compliance issues in real-time is an important feature to look for in optimal aviation management software. Individual employees will have their own unique timing for physicals, certifications and other specific compliance requirements. You need to able to monitor each employee, in their direct capacity, to ensure all requirements are being met timely. Failure could cost the company down time and fines.

Training and Ongoing Certification Processes

The right aviation software will allow you to monitor the progress of any group, or individual involved in training. You can see where they are at any any given moment. It proves helpful during the time-consuming certification process, which is often multi-faceted. You can see where you need to put your trainers, finances, or add expertise assistance to get everyone in compliance quickly.

Additions of New Employees

You can finally feel in control with top-notch aviation management software that helps monitor current employees and also allows for an easier process of adding new personnel. You can create new files that are ready to add all of the information needed in a hurry, without taking unnecessarily large chunks of time out of your day. It allows you to focus on other critical management decisions and activities.

Uploading Critical Documents

Aviation management involves much more than simply tracking the compliance of personnel, but desired aviation software will allow you to upload critical documents regarding aircraft maintenance. You can be sure that all aircraft are properly maintained and safe to fly. You can be certain that everyone involved with handling the aircraft has proper security clearance and is following all regulations to the letter. For additional info, visit Aviation InterTec Services and learn more from their online references.

Everything in One Central Location

Modern cloud technology allows for a massive amount of information to be safely stored in one location. You can access all of the records you need in order to monitor and update everything from employee specifics to aircraft maintenance. You can feel confident that all phases of the operation are running safely and in full compliance with all regulations.

Contact aviation management software experts to get the most updated and useful program available to keep your business on the right track today!

Modern sensitive indoor GPS chips can be used for various applications in indoor environments to determine locations because they’ve been modified to receive signals from enough satellites. Here are some of the most common applications of indoor navigation in a day-to-day lifestyle.

Indoor Navigation in the Terminal

Navigating through the complex structures of an airport can be cumbersome. The entire travel chain in the airport terminals is displayed on the navigation system. With the indoor GPS, passengers can be guided in every step of the way from the parking lot to the final gate. The points of interest such as lounges, food courts, restrooms, car rental service providers, and ATMs are all provided on a digital map. As a passenger, your location will be indicated on the digital indoor maps as a blueprint that you can use to locate the various points of interest.

The digital strategies used in the retail industry are also important for the airport operators and passengers because most airports are large shopping centers. Passengers can be alerted of any purchase incentives through push messages on their phones. Businesses can also notify their customers about the availability of some of their services in their airport-based stalls through the indoor positioning system. The “Around me” option will provide the user of the smartphone of a detailed overview of all stores in his or her environment.

Indoor Navigation in Office & Industry

Indoor positioning systems are ideal for room bookings, task management, location-based workplace management, position approval with workmates, cafeteria menus, and provision of company news. Indoor navigation for the military can be utilized in providing tight tracking solutions in complex industrial environments. Asset and personnel tracking can be handled on site. It improves transparency and efficiency when the position of objects or employees can be sent to the control center in real time.

Indoor Navigation for the Retail Industry

The indoor positioning systems are ideal for coordinating internal processes in a shopping center. Visitors of large shopping centers can easily access various locations and inform themselves all they need to know without asking around if they utilize the indoor GPS solutions. Through the GPS for indoors and various mobile apps, customers can shop around the shopping centers with minimal supervision. Moreover, the indoor positioning system is a good solution for monitoring the movement of customers to avoid vandalisms and shoplifting tendencies. Shopping centers have improved customer experience by enabling their customers to use a parking guidance system to park their cars and make contactless payments.

Most fast-growing businesses across the globe always stay ahead of the competition by investing in expert management consultants to guide them about their various industries dynamic markets. Although it may not sound like a viable idea for small businesses, hiring these consultants has been the backbone of the success that most established brands are experiencing today. Hiring consultants and implementing their decisions are two different things! It’s really up to your company to choose whether to implement their ideas or not for the betterment of your business. Here are some of the reasons why your business should consider hiring consultants for business performance improvement.

Augmentation of your staff

Every expanding business will at one point experience short to medium-term staffing needs. In fact, in governmental institutions such needs can prolong due to factors like downsizing. In such situations, especially when going through a workload analysis, consultants can come in handy by filling in as full-time employees so as to avoid downtime.

Strategic shifts

You may need some external force particularly when dealing with job layoffs, benefit reductions or/and major operational changes. In political circles, hiring such consultants can be a sufficient way of reaching the desired political cover, especially when some voices are unhappy. Although some of your employees might not be happy with hiring consultants, it can help in making a paradigm shift in the way your business operates. Integrating consultants into your business’s day-to-day running should be done gradually. You can learn more at Carpedia, which has additional information and resources available.

Vast experience

The best part is, due to their vast experience and skill set in various environments consultants will teach your current employees new techniques that you can apply in your company. Deciding on implementation of consultants can be a tricky affair for any business, especially those that are still at the startup infancy stages. However, the fact that they have handled various logistics, dealt with various clients in different sectors is a big plus for small businesses. These attributes will enable consultants to conduct utilization analysis effectively by providing solutions that are effective in applicable situations. Established implementation consultants have institutionalized this knowledge in the form of white papers, workload analysis, databases, and post-project reviews.

Analytical horsepower

Companies may get help in solving technical issues that are beyond their knowledge or skill sets. Problems such as data mining, Big Date analysis, quality management, and market research can all be handled by consultants efficiently. Business management consulting enables your business to get fresh ideas that will boost sales growth and eventual expansion.

Not too long ago, managing offsite workers and organizing the resources they require to optimize customer service and work efficiently was extremely difficult and time-consuming. Though some companies are still overseeing their operations the same way they did in the 80s, many Canadian organizations are changing the way they manage their offsite workers and how they organize the required resources. To effectively coordinate mobile labor force, field-based enterprises are using field service management software and other SaaS (Software-as-a-Service) solutions to facilitate faster and more effective delivery of services.

Application of FSM

From billing to quality control, dispatch and other particular aspects of field-based organizations, these hosted, or cloud-based solutions are intended to streamline the offsite operations of a company. FSM software has applications across different sectors of the economy including:

  • Mining industry. Mining companies use FSM to provide precise locations of service events to their technicians.
  • Healthcare. Mobile medical staff (nurses and caregivers) who provide home-based care for disabled patients and the elderly can use FSM software to track patient information.
  • Cable and telecom industry. Companies and use field service management software to track broken lines and get their technicians in those places.
  • Water or gas utilities. Technicians can be dispatched to locate and fix suspected leaks in preventative maintenance exercises.

There are other numerous applications of FSM software in industrial, residential, and commercial services. Any organization that specializes in the provision of installation or repair services can realize great benefits from the adoption of an FSM software.

Benefits of Field Service Management Software

Besides increasing efficiency and improving customer satisfaction, there are other advantages of using an FSM software that any forward thinking organization can exploit. Some of these benefits include:

  • Saves time. One of the most time intensive exercises in a company is scheduling. An FSM software can help a business with field service scheduling thus saving time and increasing profitability.
  • Monitoring. A business will be able to track and monitor the location of its employees at all times when on duty. This makes sure that a service technician is where they are supposed to be at all times.
  • Improved communication. FSM software facilitates communication between managers and field service teams. Things tend to happen smoothly where there is clear communication.

Any company whose objectives lie within the scope of service provision can reap numerous benefits from the adoption and implementation of a field service management software. The transition may seem expensive and time-consuming at first, but the trade-offs are more than like-able. You may want to browse the Miracle Service website for additional information.

Are you wondering whether it would be worthwhile to enroll in a good business college? Perhaps you’re wondering what your earning potential would be with your degree in hand.

Some business colleges confer associate’s degrees; others confer bachelor’s degrees. Many employers prefer to hire candidates who have earned bachelor’s degrees. The answer to the question of possible earnings depends on which degree you earn, the geographic area in which you live and your negotiating skills. Let’s take a look at the salary a Canadian business college graduate can realistically expect to earn after having received an associate’s or bachelor’s degree. All salaries quoted below are approximate and given in Canadian dollars.


An associate’s degree from college will qualify you for many bookkeeping positions. Bookkeepers in Canada typically earn salaries that fall somewhere between $29,000 – $60,000 per year. Accounting skills are necessary for earning the figures at the upper end of this pay scale. The national average annual bookkeeper’s pay in Canada is $41,000.

A position as a bookkeeper can lead to higher paying corporate job titles such as accounts payable clerk, auditing clerk, accountant or financial controller.


“Certified General Accountant” (CGA) is one of many professional designations that business college can prepare you for. This designation requires an undergraduate degree and a thorough understanding of various accounting and business practices. In Canada, accountants each earn an average salary of about $50,000 annually.

For many Canadians, accounting jobs can lead to other, better-paid positions. An accountant might go on to become an assistant controller, a financial controller, a financial analyst or an accounting manager. Some accountants move into upper level corporate positions including chief financial officer, finance director or Vice President of Finance. The salaries that accompany these job titles can be significantly higher than the average accountant’s salary.

Digital Marketing

College can give you a head start on a lucrative career in digital marketing. On average, digital marketers in Canada earn salaries of about $61,000 per year. Digital marketers who have extensive experience with social media can often command higher pay. This job title can also lead to promotions and even higher-paying positions. For example, you could get promoted from digital marketer to marketing director and become eligible for a greatly increased salary of up to $112,000 per year.

In Canada, it isn’t necessary to obtain a terminal degree in order to earn a comfortable salary. Whether you’re about to graduate from high school or you’re thinking of launching a second career, a business college education could be a stepping stone to a brighter future. An undergraduate degree prepares you adequately for many good jobs in niches such as bookkeeping, accounting and digital marketing.

Pump Packing is especially useful for high shaft speeds. For instance, different hydraulic pump systems have varying theoretical angular velocities; pump packing is crucial for those with the highest velocities. It also aids in equipment or machinery startup and maintains pliancy for extensive periods using specially generated lubricants. The packing seal’s rotating shafts reduce or prevent leakage to the atmosphere. Pump distributors offer a variety of pump packing solutions; it is up to you to choose the one that works best for your needs.
A List of Common Pump Packing Solutions Available in the Market
Style-210 packing is commonly used for universal packing especially in paper and sewage industries. This packing style is suitable for abrasive materials as it galvanizes a pump’s wear resistance. For instance, sewage and paper industries move various chemicals in their pumping systems making them susceptible to abrasion; this explains the extensive use of style-210 in these continuums. This type of packing also requires little monitoring and shaft sleeves are recommended for the same.
Style-333 packing is constituted by a carbon fiber and carbon reinforced graphite tape both coupled with a run-in lubricant.Like most packing solutions, style-333 is tailored to protect the shaft, and the running track reinforcement makes it abrasion-resistant. The heat conductivity is also significantly efficient. It is one of the few packing methods that are appropriate for dry running applications. Lastly, this packing style has a self-lubricating provision, making hydraulic pump processes even more efficient.
Style-330 packing has a comparatively higher grade carbon fiber. The same is reinforced with a specially generated run-in lubricant. The versatility associated with this packing technique is considerably excellent. Heat conductivity is also efficient with no instances of shrinkage and a stable volume is always maintained within the pump parts. However, for more effective results, this approach should be used with a softer and more flexible packing technique.
An Overview of the Allis Chalmers Pumps
The Allis Chalmers pumps are suitable for a variety of applications. Most of these pumps have been installed in water treatment plants and pump stations predominantly in Africa, Asia, North and South America and Australia among other notable regions. Here is a list of Allis Chalmers pumps available today;
Submersible pumps
 Axial flow and vertical column pumps
Axially split-case pumps
 Non-clog centrifugal pumps
Most of these pumps are built with the appropriate packing installations. The use of the Allis Chalmers pumps in water treatment pumps makes the slightest possibility of a leakage extensively hazardous. Pump packing reduces the chances of leakages and damage to the hydraulic pump systems used in these plants.


Judging by a few key events that took place in 2016, Canada is gradually becoming a market leader in the emerging field of enterprise content management. Major global players such as Konica Minolta and IBM expanded their presence Mississauga and Montreal, and the independent OpenText Corporation was closely followed by market analysts as it developed new enterprise content management solutions (ECM).

One of the biggest ECM moves of 2016 took place in September as tech giant Dell agreed to sell its Canadian operations to OpenText. The transaction, which was valued at more than $1.5 billion, put the Waterloo company on the map as a global ECM player.The new IBM center in Montreal aims to provide more than just another customer communication management platform to enterprise clients. The center will develop business solutions for companies that are looking to implement digital workflows.

Understanding Enterprise Content Management

In digital information hierarchies, ECM sits a spot higher than content management systems (CMS) such as WordPress. Whereas CMS applications are mostly used to publish online content, ECM aims to capture, collect, organize, store, and distribute all digital content.

One of the most often cited case studies that highlight successful ECM implementations in Canada involved a consortium of electric utilities that intended to move its legacy systems to Sharepoint, a popular platform developed by Microsoft.

Migrating legacy document systems to Sharepoint requires more than just digitizing paper documents. In the case of electric utilities, the ECM process needs to conform to federal and provincial regulations. The design of an ECM system must include a governance strategy, which consists of the policies, principles and standards for handling information.

When ECM solutions are implemented, organizational change is often required. Another business aspect to consider is how the ECM will affect relationships with customers and partners. A platform such as Sharepoint only provides the functionality of ECM; it is up to each company to set the policies that will govern the system so that permissions are given, restrictions are set and transparency can be granted when required.

The bottom line of ECM is that it needs to be implemented in such a way that it provides more value than CMS applications on their own. One example of ECM value would be the development of a system for a municipality that wishes to interact with residents by means of online forms. Such a system would require a centralized platform that receives and routes all communications accordingly. If the request is for building permits, for example, the original inquiry needs to travel along with the rest of the official documents until the permits are issued.